Funeral arrangements made in advance of need that do not include provisions for funding or prepayment are known as what?

Funeral arrangements made in advance of need that do not include provisions for funding or prepayment are referred to as preplanned funeral arrangements. This term indicates that the arrangements are indeed made prior to the actual need for services, allowing individuals to specify their preferences regarding funeral services, merchandise, and other details. However, since there is no funding or prepayment attached to these arrangements, it is primarily about planning and communication of desires rather than a financial commitment.

In distinguishing this from other types of arrangements, prefunded funeral arrangements involve direct financial contributions or insurance that pay for future funeral services, which is not the case here. Postplanned arrangements would occur after a death has taken place, and at-need arrangements refer specifically to planning that happens at the time of need, during which funds are often discussed and needed. Thus, preplanned funeral arrangements clearly encapsulate the essence of making decisions ahead of time without the financial elements.